FINANCE

Your air conditioner accounts for half of your total energy consumption every month. So every dollar you spend on a more efficient air conditioner can give you the comfort and more energy savings for years.

So at Cold Front, we make purchasing a new and efficient air conditioner easy and convenient for you. We offer interest free* finance on a line of credit facility through Lombard Finance, a third-party provider.

What you need to know about interest-free finance

interest free financing terms

Annual fee: $99.00

This fee is charged on the account open date and annually on the anniversary of the account open date. The annual fee needs to be paid in full when charged by the statement due date, in addition to the Minimum Monthly Payment required, so that interest is not incurred on the amount.

Standard variable rate: Currently 22.99% per annum.

This is the interest rate payable on any balance outstanding after the agreed interest free* term.

The Lombard 180 card:

If you are approved for a line of credit, you will be issued a Lombard 180 card, followed by the PIN. The benefit of having this card is you get 6 months Interest Free* on any purchase of $250 or more made anywhere thereafter.

Please refer to the Lombard conditions of use and full terms and conditions.

For any further information, please don’t hesitate to discuss it with us and/or contact Lombard Finance on 1300 132 301 or visit their website www.lombardfinance.com.au.

*Credit approved applicants only; fees, terms and conditions apply including a $99.00 Annual Fee, charged on the account open date and annually on the anniversary of the account open date. Minimum finance amount applies. A minimum monthly repayment of the greater of $30 and 3% of the outstanding balance is required regardless of applicable Interest Free periods. Interest, currently 22.99% p.a., is payable on any balance outstanding after any Interest Free term. Up to 55 days Interest Free is available on all Lombard 180 card purchases (excluding cash withdrawals), when you pay, by the payment due date, the amount identified in your statement as the ‘optional repayment to qualify for up to 55 days Interest Free on purchases’. 6 months Interest Free is available on all Lombard 180 card purchases of $250 or more made in one transaction. Ask in store for details. Credit provided by Lombard Finance Pty Ltd ABN 31 099 651 877, Australian Credit License number 247415 (Lombard). Lombard® is a trademark of Lombard. Lombard is a subsidiary of FlexiGroup Limited.

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